Traditional health insurance is designed to make a hefty profit for the insurance companies. Employers and employees pay monthly premiums, while the insurers keep any unspent dollars as profit.
Self-funding lets employers pay employee health claims directly to health providers. Now, instead of paying the taxes, cost of coverage, and profit for the health insurance company —all rolled into one hefty, non-refundable premium— you only pay for what your employees actually use.
Reduced taxes, unused benefits and more
Payouts for employee healthcare
Your insurance to limit coverage costs
Managing employee benefits, auditing for errors & fraud and more
See how UHP can help you build a more cost-effective, transparent and quality plan for your employees